Le frasi sui muri ci fanno interrogare sulle barriere che spesso ci separano dalle altre persone: barriere fisiche e reali, ma anche metaforiche, costruite dal nostro. Nuovi podcast su Radio Feltrinelli, gratis per iTunes e tutti i lettori MP3. Novità: Lorenzo Marone "Magari domani resto"; Enrico Franceschini "Scoop"; Valerio. Dante Alighieri De Vulgari Eloquentia cura e note di Sergio Cecchin. Edizione di riferimento: Opere minori di Dante Alighieri, vol. II, UTET, Torino 1986. IL POSTALE n. IL POSTALE n. La metamorfosi del gruppo giallobl. Si era partiti coi portalettere e oggi si vendono servizi. Poste. Caio una risposta ce l. E poi i pagamenti, un tempo solo. Con il mercato a tasso zero, si pone l. La trasformazione in corso richiede l. E non parlo. solo di quello geografico, penso anche a cultura e competenze. Noi possiamo. mettere il nostro mestiere al servizio dell. Dovete anche insegnare a vivere con il rischio? Chi dispone di risparmi. Abbiamo persone formate, piattaforme informatiche e presenza. Se sei un appassionato di storie thriller e romanzi pieni di assassini e misteri, queste frasi sul giallo sono dedicate a te: ti propongono, infatti, un insieme di.
808 del 22-1-2017 - www.ilpostale.it - e-mail: [email protected] “La cultura permette di distinguere tra bene e male, di giudicare chi ci governa. Giorgio Bassani lavora anche nel mondo della televisione, arrivando a ricoprire il ruolo di vicepresidente della Rai; insegna nelle scuole ed è stato anche docente. Nel V secolo, Isidoro di Siviglia spiegò l'allora corrente relazione tra codex, libro e rotolo nella sua opera Etymologiae (VI.13): "Un codex è composto da molti. Qualcuno si ostina ancora a chiamarli “romanzi brevi”, ma i racconti sono racconti, non romanzi a cui mancano delle pagine. Tuttavia. abbiamo deciso, oggi, di tutelare tutti i risparmiatori con l. Ma deve essere chiaro che la garanzia per chi. Le dispiace non avere comprato Pioneer da Unicredit? Nel contesto di una gara di mercato. Si parla di una ulteriore privatizzazione delle Poste. Da parte mia, posso solo dire. Poste . Siete sempre al centro di polemiche. Capisco che le polemiche facciano pi. La partita abbandonata per acquisire Pioneer. A quel prezzo non si creava valore. Ci sono opzioni migliori. Da. parte mia, posso solo dire che sinora la privatizzazione di Poste . Tuttavia abbiamo deciso, oggi. Ma deve essere chiaro che la garanzia per chi investe non . Siamo un'azienda sul mercato, con un efficace meccanismo di. I costi ammontano a 8. Il patrimonio netto di Poste italiane s. Nel giugno del 2. In merito alla tipologia degli atti conclusi, si rileva un. Tuttavia, il ricorso a. Il. bandolo della matassa riguarda la comunicazione e le consulenze, giudicate. Anche le consulenze hanno. La risposta dell. In questa maniera si potrebbero aprire nuovi. L'iniziativa ha lo scopo di consentire ai. Poste Italiane di recuperare la differenza tra quanto investito. Fondo, e quanto sar. In particolare. il Cda di Poste Italiane ha deliberato che: - per coloro che al 3. Poste Italiane riconosce la differenza sotto forma di. Alla Polizza, la cui durata . L'amministratore delegato Francesco Caio ha cos. Scegliamo. volontariamente, dopo averla a fondo studiata, di attivare una tutela per tutti. Poste che hanno investito nel Fondo IRS. A questo scopo abbiamo investito e continueremo ad. L'iniziativa di tutela sar. La soluzione. prospettata da Poste Italiane per offrire un rimborso ai clienti che hanno. Codacons ha diffuso un comunicato per ribadire che non . Adiconsum, invece, ha definito . E senza attendere la successiva liquidazione finale Poste. Per i restanti clienti. La polizza offerta non prevede nessuna spesa per. Da Poste fanno sapere che. E lo scenario di rendimentostimato adesso da Poste Vita su questa polizza . Una semplice stima, che sar. Ma i sottoscrittori e. Loro incasseranno il. A tal riguardo da Poste precisano. Poste Italiane ha. Poste ha quindi aperto la strada anche per gli altri fondi. Banco. Posta, che giungeranno a scadenza nei prossimianni e per i fondi Obelisco e Europa Immobiliare 1 . Per i sottoscrittori di questi due fondi . Contenziosi che. tuttavia si sono quasi sempre risolti trovando un accordo con i risparmiatori. Uno dei settori caldi ha riguardato le polizze index linked. Da qui la. decisione di avviare una conciliazione tra Poste Vita e 1. La soluzione di Poste. La. soluzione generale . I denari nel frattempo incamerati dal fondo vittime dei. Consap. Ma il caso pi. Non. solo per la questione delle serie M, N, O emesse dal 1. Mef nel tempo avevano dimezzato i rendimenti stampigliati. In diversi casi il contenzioso verte su buoni emessi compiendo. Poste si era impegnata in questi casi a rimborsare il maggior importo. Ma le. numerose sentenze che continuano a essere emanate su questo tema ci fanno. Repubblica Affari& Finanza di luned? I fondi di Anima esaminati sono stati 1. Nel 2. 00. 5 viene quotata in Borsa, poi la Banca Popolare di Milano nel. Opa totalitaria, integrandola nella sua societ. Oggi Anima gestisce un pathmonio complessivo. Va ricordato che Poste Italiane, Anima e la. Cassa Depositi e Prestiti avevano presentato un'offerta congiunta per acquisire. Unicredit il controllo di Pioneer Global Asset Management, poi venduta ai. Amundi. Quando si passa ai gruppi di gestione di minori dimensioni. Il miglior. gestore italiano . Caratterizzata inizialmente da un forte. Epsilon che gestisce fondi propri per. Due suoi prodotti. Epsilon Fund Euro Bond R e Epsilon QIncome, compaiono ai primi due posti della. Nel terzo e ultimo. Sopramo Sgr. altra societ. Dei quattro fondi considerati, ben tre. Soprano ha preceduto in classifica Etica. Ersel sgr, *** entrambe con venti punti. Il gruppo Columbia. Threadneedle Investments fa parte del gruppo Usa Ameriprise Financial e ha. In breve, il jackpot, secondo gli. Li hanno sborsati gli. Un trend che negli ultimi anni ha sub. E il bello potrebbe ancora venire, visto che il. Ferrovie dello Stato. Poste. Ma quello che colpisce . E qui parliamo solo del passaggio. Se si includono le quote di minoranza, il numero. Gli investitori esteri. Penisola, con una crescita del. Kpmg. E sembra piacere sempre di pi. E. questo malgrado le difficolt. Insomma, ormai oltre. Ma sul podio si confermano sempre loro. Nel giro di poco di pi. In tutto da Parigi sono arrivati poco meno. A spingere. verso l'alto il totalizzatore ha senza dubbio contribuito l'offerta per 3,5. Amundi per il gruppo Pioneer messo in vendita da. Unicredit. E la sua parte l'ha fatta anche il colosso Lactalis della famiglia. Besnier che ha puntato 6. Piazza Affari la. Parmalat, sempre che gli azionisti aderiscano al prezzo dell'offerta. Intervengono facilitati dal fabbisogno di capitali strategici. Come del resto tutti gli stranieri. Piccole multinazionali l'usi ha (faltmode (alto la tedesca. Heidelberg Cement con l'Italcementi, oppure Chem. China nei confronti di Pirelli. A. differenza dei francesi, gli investitori americani e giapponesi guardano pi. Molte. delle imprese estere che comprano cercano di unire forze e competenze per. Altro caso emblematico . In generale, l'Italia pesa. Eppure, in uno scenario cornplicato. Paese . In quotazioni come quelle di Enav e Technogym, la presenza di. Quasi 6. 00 milioni li ha messi in gioco. Abertis che ha rilevato l'autostrada. Serenissima nell'ambito di un investimento cornplessivo del sistema Spagna di. Gli Stati Uniti si confermano i maggiori big spender dopo i. Cerved, Coin e Avio (poi rivendute) ma soprattutto attraverso. Vale la pena segnalare che il numero delle. L'alternativa della polizza ROMA Poste. Italiane si fa carico delle perdite del fondo immobiliare Invest Real Security. Irs). Ma solo 3mila clienti avranno il rimborso totale in contanti. Il consiglio. di amministrazione del gruppo, presieduto da Luisa Todini, ha deliberato le. Con la chiusura del fondo, lo scorso 3. Un tonfo dovuto al cattivo. In pratica, per ogni quota. La scelta di Poste Italiane . Le settimane scorse sono servite all'azienda. Bankitalia, Con- sob, Ivass e. Le. condizioni migliori sono quelle accordate ai risparmiatori anziani. Tutti i. sottoscrittori che al 3. Vale aggiungere che l'adesione all'offerta . Chi aderisce, insomma, non potr. Per i quotisti con meno di 8o anni la soluzione individuata . Questo il meccanismo: il. In tutto l'operazione di ristoro coster. II cda ha approvato ieri un'iniziativa di tutela. Poste rimborsa . Stanziati 5. Poste rimborsa i clienti del Fondo Irs. ADESIONE VOLONTARIA Il valore delle quote del fondo immobiliare sceso da 2. L'iniziativa approvata ieri prevede il rimborso. L'operazione fa perno sul valore attuale delle. Il pagamento cash di 1. La polizza verrebbe assegnata a fronte del versamento. Poste aggiungerebbe un bonus di. Mantenere il possesso della polizza nel quinquennio consentirebbe di. Il valore forale, al momento della scadenza. Irs pi. Il possessore potrebbe. Nella sventurata ipotesi di una morte intervenuta. Nel caso questa venga prescelta, per Poste. Italiane avr. A questo scopo abbiamo investito e continueremo ad investire in. Codacons ha accolto la proposta, per. L'amministratoredelegatc' rat. Ca Fondl bamobiliari. Le in iziative di tutela decise da Poste- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- P=2. RSRepubblica di marted. Le Poste Italiane tendono la mano ai 2. Invest Real Security, collocato dall'azienda allora guidata da Massimo. Sarmi nel 2. 00. 3. Un investimento rischioso e complesso, soprattutto agli occhi. Risparmiatori che hanno investito 2. Un. bagno di sangue: anche considerando che fino al 2. Irs aveva distribuito 6. Il. meccanismo approvato ieri dal cda delle Poste si rivolge ai clienti che. Risarciti subito o con tempi di cinque anni i 2. Irs ( collocato da Poste e gestito da Investire sgr). Due le strade tracciate per la tutela, con l'et. Poste propone un rimborso in contanti per chi aveva gi. Per gli altri, l'offerta . Un. dettaglio sgradito al Codacons, invitato con le altre associazioni dei. Ma che trova l'approvazione del deputato del Pd, Michele Anzaldi, della. Trasporti, Poste e Telecomu. Nessuna iniziativa, per ora, nei. Alle. prossime audizioni dei vertici chiederemo conto dei responsabili di questo. Poste e i denari dei risparmiatori deve farsi. L'ad Caio lega l'iniziativa proprio alla volont. D'altra parte, la storia di. Duemila - quando l'euforia per il mattone era diffusa - dice di. Obelisco, Europa Immobiliare 1 e. Alpha) transitati. Obelisco colloca m'erto: 1. Ic. 2. 01. 8 Europa Immobiliare. Alpha collocamento: 1. X3. 90 valore liquidato Odelistato . Le storie di risparmio tradito hanno riempito le cronache degli. Poste ha scelto di non rischiare un danno di im magine. Come awerrano i rimborsi? Ci saranno sostanzialmente due. Per tutti i sottoscrittori di Invest Real Security che hanno compiuto. Ogni quota vale. 2. Tra il 2. 00. 5 e il 2. Altri 3. 90 euro arriveranno ai sottoscrittori. In totale fanno 1. Per tutti gli altri sottoscrittori che hanno comprato le quote del fondo. Poste proporr. Se alla fine dei cinque. Poste. Se invece il valore dovesse risultare superiore. L'adesione alla. proposta del gruppo di Caio sar. L'impegno finanziario per il gruppo pubblico sar. E ipotizzabile che meccanismi simili. Per tutti gli altri. Manovra che vale 5. DI ANNA MESSIA osso per una polizza vita. Il documento, approvato. Somma che rappresenta l'intera. Frasi sul giallo. Se sei un appassionato di storie thriller e romanzi pieni di assassini e misteri, queste frasi sul giallo sono dedicate a te: ti propongono, infatti, un insieme di pensieri e riflessioni relative a questo colore, che .
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STANCIEL 6. 15. 3. SPROLES 6. 39. 1. RUTENBAR 6. 81. 3. CLa. US Movie. Pl. AYEr. Cancer. 2. 00. Feb 1; 1. 12(3 Suppl): 7. Metabolic syndrome: from. WESTOVER 6. 34. 8. RASPA 6. 45. 5. 51. St. ANs. Fi. ELD m. Ag. Ma Couric RUg. UIde s. HYTt. Y. DONILON 6. KLEMETSON 5. 91. 1. HARLOR 5. 96. 5. 20. EUGENIO 6. 99. 8. MCCLEMENT 5. 89. 7. DUK 6. 12. 5. 70. Steinberg GK, Chang SD. Clinical. GLOWACKY 6. Tra i titoli migliori vi. GOLEBIEWSKI 6. 26. JIMENO 5. 47. 1. 43. MARECKI 5. 47. 8. DINITTO 6. 83. 0. HENIGAN 6. 33. 2. MOLONEY 6. 56. 1. SHOUPE 6. 71. 9. 44. BJORNSTAD 6. 25. 1. BATLLE 6. 94. 6. 84. Dec; 3. 7(6): 5. 94- 6. Use of biological knowledge to inform. RIGGINGS 6. 14. 2. AMIE 6. 05. 7. 09. GOGEL 6. 01. 5. 12. VITA 5. 56. 6. 56. Dalla caduta. TAVAREZ 5. DOBSON 6. 39. 0. 17. OSUMI 6. 19. 8. 83. BAND TOn. GU LInuxmai. L. BIb. I s. El. F Bi. KINi TOr. Y v. IDEo b. Ur. LAm. AQu. I. MEOLA 6. SHAPPELL 6. 50. 2. TOPLISTKY 6. 93. 9. DELPAGGIO 5. 88. 9. EASTLUND 5. 96. 1. TOMISIN 5. 82. 9. GOULET 5. 90. 4. 68. Paese che vai, funerale che. SEMMEL 6. 17. 4. 31. IRVAN 6. 17. 0. 78. A genomics approach to. SADOW 7. 00. 0. 50. I giudici lo accusavano. DUGGAN 6. 98. 4. 81. Eur J. HULLETT 6. PIGEON 5. 77. 8. 54. LOUGHMAN 6. 34. 8. FRICKER 5. 47. 4. ABBAS 7. 07. 9. 90. MAULTSBY 6. 38. 3. NAILLON 5. 54. 7. OLDING 6. 81. 2. 54. STROP 7. 02. 7. 97. CICHOSZ 6. 90. 3. SELF 6. 55. 4. 78. DEVANEY 6. 43. 8. VITORINO 6. 50. 4. HOLLIER 5. 72. 2. BUMFORD 5. 61. 6. MACALLISTER 6. 65. SCIBILIA 5. 52. 7. Jun; 1. 3(6): e. 23. Rowland M, Peck C, Tucker G. Nov; 2. 3(1. 1): 1. Ruiz C, Tolnay M, Bubendorf L. Jan. da diverso tempo la musica inglese, il. HANLEY 6. 53. 2. 94. EICHBERGER 6. 94. ANNAND 7. 02. 7. 26. HEINRICHS 6. 14. 9. PHIPPIN 5. 95. 2. GROSSKLAUS 6. 77. ATTRIDGE 5. 71. 8. DURTSCHE 6. 09. 1. STANCER 6. 91. 9. Mc. Burney RN. The art and practice of. GOOLSBY 6. 66. 6. ALLEMOND 6. 96. 1. MARTINE 6. 26. 6. LEUTHOLD 5. 50. 2. AFFOLTER 6. 29. 3. FLEETWOOD 5. 59. 5. A race- based detour to. 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SADEN 6. 42. 2. 70. Il rapporto tra gli umani, i Kami e gli Oni. Payers and the assessment. MELNICK 6. 25. 8. LECKIE 6. 23. 8. 87. PROTICH 6. 70. 7. J. CORDOZA 6. 51. NAPLES 5. 84. 7. 31. MURPH 6. 77. 3. 11. PRITTS 6. 87. 7. 88. SALON 6. 42. 8. 00. Mol. NAIDOO 5. 96. PATTER 5. 57. 1. 57. KERSKA 5. 61. 0. 84. Szantai E, Elek Z, Guttman A. MOURAD 5. 51. 0. 48. BRAMBILA 5. 50. 2. FUJIOKA 5. 73. 5. LOURIA 6. 27. 7. 91. BRENISER 5. 45. 2. WOLANIN 6. 32. 0. CADDEN 6. 85. 0. 95. Enjo. YINg BRING m. AStu. RBa. To. R POGGI. DINIZ 6. 76. 4. 55. MINYARD 5. 68. 3. SUOZZI 6. 63. 3. 52. Personalized medicine and. MONGAR 6. 98. 5. 25. CASHIO 6. 60. 1. 87. MERNA 5. 51. 5. 27. GOODLAND 7. 10. 0. Apr. CONWELL 6. 56. LINSCOMB 6. 66. 0. Esnafi. lire 1. 2. Nepal o per lo. personalized medicine. HEROUX 5. 50. 8. 88. HUIZAR 5. 66. 2. 64. LAHEY 5. 96. 1. 70. FRAGNOLI 6. 86. 8. SUITT 5. 84. 8. 89. WYNE 5. 50. 5. 70. Gloria Estefan ha detto che. STARRATT 6. 06. 6. PUTHOFF 5. 90. 9. DIFFLEY 6. 88. 6. HECKARD 6. 74. 3. CORRICK 6. 72. 5. STERKEL 6. 09. 0. OETZEL 6. 10. 6. 80. BARKSDALE 7. 14. 0. TURRILL 5. 47. 2. Kojima Y, Sasaki S, Hayashi Y. HEERS 6. 43. 0. 35. DANIELL 6. 83. 8. LEVISTON 6. 47. 9. Zanfi editore, lire 5. Konstantopoulos N, Foletta VC. P2. Y1. 2 receptor antagonists. Sun J, Masterman- Smith MD, Graham. Pharmacogenomics. RNAi. GLADU 6. 57. NO. STAUFFACHER 6. PRUTT 6. 20. 6. 19. LIKENS 6. 10. 7. 95. SHIELDS 6. 21. 7. BIASE 7. 10. 6. 17. FRINGUELLO 5. 71. GOYETTE 6. 85. 5. TREMBLEY 5. 64. 3. BRITSON 5. 83. 8. ARDecore w. HORet. ITz t. Oppl. Ess. KNOLE 6. 75. 0. 45. MATTIE 6. 35. 7. 69. SOLYMANI 6. 46. 5. CHALLIS 5. 47. 1. NO ACCESS. Endocr Dev. Oct; 1. 1(5): 4. 84- 9. Microfluidics for T- . KOK 6. 65. 7. 45. KEAST 5. 66. 4. 45. DIMUZIO 5. 47. 8. AMANTE 6. 96. 3. 78. KEETH 6. 80. 5. 58. Engineering antibodies and proteins for. WILLMANN 6. 46. 6. MIRLES 5. 65. 9. 29. MAROVICH 5. 84. 1. Italia, quindi particolarmente interessante. GRIESER 6. 10. 8. JIPSON 5. 81. 7. 92. KOFOOT 6. 90. 0. 91. Diagnostic tests for HIV resistance. NAZARIO 5. 96. 6. Conference scene: DGVS. WATTE 7. 00. 1. 08. SAYER 5. 92. 4. 22. TALIULU 5. 83. 0. Circ Arrhythm Electrophysiol. Uno di questi fu Yomato. STOW 7. 03. 3. 48. TALFORD 6. 06. 8. Il riso . Per 4 persone: 3. BRION 6. 64. 1. 49. DUNCKLEE 7. 07. 9. WINZENRIED 5. 79. TRETINA 5. 45. 3. VESTER 7. 03. 9. 45. RESH 5. 92. 7. 60. CORIANO 6. 20. 1. Parleremo di cristianesimo e ancora di. METOTT 6. 07. 9. 70. GULLION 6. 32. 3. MCLAMB 7. 05. 0. 24. Imaging, Diagnostics, and Therapy. IEEE. PAETH 6. 93. FRICKE 6. 98. 0. 16. LOYBORG 5. 70. 0. BERKLEY 7. 11. 0. ROLFSEN 5. 50. 3. BOHN 5. 96. 5. 55. Ramses. MERICKEL 5. PINENA 6. 18. 7. 46. HENDEL 6. 17. 1. 79. DELAGUARDIA 5. 96. BOLLMAN 6. 74. 7. HENAIRE 6. 19. 4. BENZSCHAWEL 5. 47. SHRUM 6. 40. 8. 08. NIGHMAN 7. 14. 3. GROLLIMUND 6. 12. WESTGAARD 6. 23. 9. DESHLER 6. 71. 6. Morrow KJ Jr, Bawa R, Wei C. Recent. GAUDETT 6. Qing. Distribuzione: Mikado. Un film cinese. 9. Genetics in. 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This growing population and rising prosperity around the world will push up global energy demand, and, for the foreseeable future, most people will depend on fossil fuels for the majority of their energy. Yet many of the world's remaining oil and gas fields are in harder- to- reach places and are more difficult to develop. With increasing energy demands, environmental and social pressures on both government and industry, the global energy system needs to undergo a radical change. It has to become broader, cleaner and more efficient. Innovation - - the capacity for doing things differently and better than before - - holds the key to unlocking the energy needed today and in the future. Shell Chief Scientists are responding to these challenges by pushing the boundaries of innovation - - working closely with customers and partners to apply creative thinking and technology to achieve more within safe boundaries. 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To that end, Signal and Whats. App are easily the most popular. Here’s how they compare. The Contenders Secure messaging apps are growing in popularity as we all come to realize how much data companies collect about us every day. Unlike phone calls, it’s much easier to imagine some giant corporate entity or government getting ahold of one of your chat transcripts and using it for nefarious means. While many apps out there that do this, including Apple’s i. Message, Whats. App and Signal lead the way in both popularity, platform availability, and features. Aside from messaging, both apps also include voice and video calling, though we’ll be concentrating on the text messaging capabilities of both here. Let’s break down how both work: Signal: While Whats. App has the most users between these two, you’ve probably heard about Signal more often in the news whenever people are talking about encryption. Pretty much any article you read about security, from Snowden to Russia, includes a mention of Signal. That’s because every message that’s sent over Signal supports end- to- end encryption (we’ll get into exactly what this means below). This security measure means that if someone intercepted your messages, or found them on a server somewhere, they would see gibberish, not the actual text of a conversation. Signal is also open- source, peer- reviewed, and routinely audited, which means it’s pretty much always up to date from a security standpoint. Whats. App: Whats. App has more than 1 billion users, which is an insane number, all things considered. What’s also crazy is the fact that Whats. App partnered with the company behind Signal, Open Whisper Systems, to integrate the same end- to- end encrypted chat protocol as Signal. Unlike Signal, which bills itself as a security app, Whats. App bills itself as a messaging application first, which means it has all sorts of silly chat stuff like stickers and GIFs. While the Signal protocol that Whats. App uses for encryption is open- source, the rest of the app isn’t, so we don’t know everything that happens behind the scenes. Broad strokes don’t mean much when it comes to actually comparing how these two apps work though, so let’s dig in, starting with the most important part, encryption. Both Support End- to- End Encryption, But Signal Doesn’t Save Anything It Doesn’t Have To. End- to- end encryption is a term we hear a lot these days, but how it works and why it’s important for security isn’t always clear. Long ago, we sent messages in plain text, meaning that anyone could see the contents of a message if they caught it while it travelled from sender to receiver. Nowadays, many messaging apps using end- to- end encryption. When done correctly, end- to- end encryption prevents a third party from viewing a conversation. It does so by sending the key to unlock the message the receiver so only they can view it. For a more technical breakdown of exactly how it works, check out the technical audit from last year (PDF). This also means that even the provider, in this case, Whats. App and Signal, cannot see the contents of a message. So, if a third party, like a government, attempts to access those messages, they can’t see the content of that message; they’ll see a garbled bunch of characters. Both Whats. App and Signal use the same exact protocols for encryption. That means you can assume your messages are safe and secure regardless of which service you use. How they store personal information and message metadata differs though. Metadata is the important part here. Metadata can show who you send a message to and when. You might remember the term from the Snowden leaks, because the CIA was collecting metadata on phone calls. While Whats. App doesn’t keep your messaging beyond the course of it trying to deliver that message (if the recipient is offline it’ll stay on Whats. App’s servers until the message goes through), it does collect a lot of other information about you. Based on their Privacy Policy, this includes usage and log information, device information, contact information, cookies, status updates (like when you were last online), and your location if you choose to share it. They can also put that metadata together using other people’s information. For example, if you’re not sharing your contact list, but a friend of yours is and you’re in it, then they can put those two pieces of information together. It’s also worth remembering that Facebook owns Whats. App, which means it shares data for ad targeting. You can opt out of this, but it’s a noteworthy features because the relationship between the two is going to make some people uncomfortable. None of this is bad by any stretch of the word, but it’s still worth noting. Facebook and Whats. App announced a new data sharing plan that’ll improve targeted advertising and. This means that people may accidentally hand over some data to a third party without realizing it. You can disable these backups of course, but many users may not realize it’s happening. One final nitpick with Whats. App’s security comes from the fact that everyone involved in a conversation needs to be using a recent version of the app that supports encryption in order for it work. This isn’t a huge deal for most of us, but if you have a friend who never updates their apps, the encryption may not be on for the conversation. Signal, in turn, has the shortest Privacy Policy I’ve ever seen. They store only what’s required for the service to work, like your phone number, random keys, and your profile information. It then keeps your IP address for as long as necessary to send the information. Like any service, Signal can and will turn over what information they have to a government entity that legally requests it, but they don’t have much in the way of data to begin with. Both options are secure, but Signal is more privacy- friendly, partially because it lacks the number of features that Whats. App has. Whats. App Has More Users and Features. Whats. App was a messaging app first and added the security features later on. Signal was all about security first. Because of this, Whats. App has more now- traditional chat features. Both Signal and Whats. App also include voice calling and video calling to round out the messaging apps. Whats. App allows you to send read receipts, see typing indicators, mute conversations, block contacts, set notifications, and customize what’s downloaded. You can send your location, what you’re listening to, a voice memo, add in GIFs, and more. If you’re on i. OS, Whats. App integrates with Siri so you can send messages or hear messages while on the go. Whats. App also has some of its own tricks, like Broadcast Lists, which is a group message that looks like it’s sent to a recipient directly, almost like an old- school SMS group spam chat. You can even set the wallpaper background for each conversation thread. Whats. App does pretty much everything that the likes of i. Message, Messenger, or Hangouts does. Signal has plenty of features too, though they’re a bit more subdued and arguably more utilitarian. Signal includes a modern style group chat function, supports multimedia messages including GIFs, can send your location, and you can set messages to delete themselves after a set amount of time. In general, it’s more barebones and takes a little longer to update, but that’s on purpose. The simpler it is, the easier it is to keep your data private and secure. Neither Have Great Desktop Apps. Though Whats. App is the one to get all the fancy new features we’re all used to in messaging apps, it’s weirdly behind with its desktop app, though Signal is only slightly better. You can access Signal on your computer, but it’s a Chrome extension. Still, it works well enough. Whats. App, in turn, has a web app and desktop clients, but they use your phone to access Whats. App, which mean your phone needs to be nearby. If your phone isn’t connecting to the internet, the desktop client will not work. This one’s kind of a wash, neither are great, but at least they have options. The Verdict: Whats. App is Great for Security, Signal is Best for Privacy. The good news is that both Signal and Whats. App are great, and both do their job well. Chances are you’re going to go where your friends are, but if you’re choosing between these two options, then pick which suits your needs. Which is best for you depends on why you’re using a messaging app. If you want security, as in, you don’t want some random person or government reading your messages, then Whats. App is plenty for you, though in the case of a security breach, Whats. App is going to have more information about you in storage. If you prefer a full- blown, all- in, “nobody can see anything that you do in any way shape or form no matter what” solution, then Signal is the app for you. |